UNB Address Mortgage

The Address Mortgage is a home financing programme specifically designed by United National Bank and United Bank Limited (UBL) for Pakistanis living in the UK.

The programme allows you to obtain a mortgage to buy, build or renovate your house or apartment in Pakistan.

An Address Mortgage offers you flexible re-payment options and a variety of options on the mortgage plan that best suits your needs.

Additional information:

This mortgage will be with United Bank Limited (UBL) in Pakistan which is not regulated by the FSA in the UK and therefore an Address Mortgage is not a regulated mortgage.
The role of United National Bank is to facilitate your mortgage application to UBL in Pakistan. We do this by providing you with information about the mortgage product offered by UBL, and collating initial information from you to forward to UBL for consideration and approval.
In addition we will accept your deposit to match the term of the mortgage contract with UBL as part security for that mortgage. The deposit is placed in a long-term fixed deposit account which you cannot access until and unless UBL confirms that your mortgage has been fully repaid.
However in the meantime your deposit will continue to attract interest at our normal published rates.
We do not offer advice or recommendations regarding this product. You must satisfy yourself regarding the risks associated with buying a property in Pakistan and the associated mortgage. In particular you should ensure that you are able to repay your mortgage. Your deposit with United National Bank may be at risk if you are not able to keep up with your repayment obligations to UBL.

You will need Acrobat Reader to download both the brochure and application form above.